WASHINGTON - It's been a good three years for the nation's 29corporate credit unions. As of year-end 2003, total assets in thenetwork stood at $73.8 billion, up 7.1% over 2002. But looking fromyear-end 2000 to year-end 2003, assets in the network are up 86%.Corporates, who are hoping to some day move back to risk-basedcapital, can point to their solid health as one argument forgetting there. Total capital - for corporates that's defined asretained earnings, plus paid-in-capital, plus membership capitalshares - was $5 billion as of year-end 2003, compared with $4.5billion at year-end 2002. Total capital has increased by 80% since1997. Corporates are also showing they can make money even in a lowrate environment. Corporates have expanded their product lines intothings like online banking, business services, consulting and othernon-core services that can bring in non-interest income.Non-interest income at year-end 2003 was $188.8 million up 14% over2002.