HOUSTON, Texas – Auto Financial Group, an online provider of residual-based financing products for credit unions, has formed a partnership with Membership Marketing Support Services, a company that specializes in marketing for credit unions, to deliver a “state-of-the-art” vehicle balloon loan-financial product – MAPS – to credit unions with an online application. Membership Marketing Support Services has offered MAPS since 1995. But under the new partnership with AFG, credit unions that had been using MAPS will be able to use AFG’s online application. By guaranteeing the predetermined residual value of a vehicle through third party insurance, AFG says it removes the financial risk of an auto loan to the credit unions and empowers them to compete with traditional loans and conventional leases.