The following are highlights about the New York State Banking Department's Financial Empowerment Clearinghouse (www.banking.state.ny.us/fec): *Users include consumers seeking financial education; educators looking for programs to use in a classroom setting; and financial institutions seeking programs to fund, to partner with or to replicate locally. *A full directory of programs and institutions is available in .pdf format for downloading. Site users also may access information by alphabetical listing, by target audience (adults, seniors, youths, homebuyers, homeowners, banks, educators), by geographic area (New York City, New York State, county, nationwide) and by keyword search, such as "interest," "savings" or "mortgages." *Financial institutions and program administrators looking to list their information can access an entry form in both .pdf and html format from the Clearinghouse site. Copies of program samples, curriculum or agenda also must be submitted. *Questions can be submitted by phone – (212) 709-3595 or (800) 522-3330, ext. 3595, by fax (212) 709-3582, or email: [email protected].