LOUISVILLE – The Louisville Medical Center Federal Credit Union, a $17 million institution headquartered in Louisville, is being sued over a $5 check fee. Steven Snow, an attorney in Louisville, is suing the credit union over the fee it charges non-members for cashing credit union checks at the credit union. Snow, who was collecting on a debt for a client, was sent a check for $150 that was drawn against a credit union account. But when he cashed the check at the credit union, the teller gave him $145, withholding the credit union’s five-dollar fee to non-members for cashing checks. Snow alleged that the credit union practice, which he acknowledged was also the practice at many Kentucky banks, violated the state’s commercial code. But credit union CEO Ray Kirkland said that he is confident the credit union’s policy complies with state law. “When we were sued we referred the matter to an attorney,” Kirkland said, “and the attorney offered to restore the money on the spot out of his own pocket. But I think he [Snow] might have in mind a class action on behalf of people who have paid the fee all over the state.”

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