The Federal Trade Commission ensures competition among companies, which leads to better pricing for consumers, innovation, and a strong economy. The FTC enforces consumer protection laws for state chartered credit unions and other entities and antitrust laws prohibiting anticompetitive mergers. The Financial Services Regulatory Relief Act in its current form requires NCUA to review privately insured credit unions’ financial data as an oversight measure for their membership in the Federal Home Loan Bank System. NCUA is requesting FTC receive that responsibility due to their existing authority over state chartered credit unions. FTC was also previously charged with enforcing Federal Deposit Insurance Corporation Improvement Act requirements that privately insured credit unions disclose that they are not federally insured, but Congress has never funded the enforcement.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including comprehensive product and service provider listings via the Marketplace Directory, CU Careers, resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters.
  • Exclusive discounts on ALM and CU Times events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.


Credit Union Times

Join Credit Union Times

Don’t miss crucial strategic and tactical information necessary to run your institution and better serve your members. Join Credit Union Times now!

  • Free unlimited access to Credit Union Times' trusted and independent team of experts for extensive industry news, conference coverage, people features, statistical analysis, and regulation and technology updates.
  • Exclusive discounts on ALM and Credit Union Times events.
  • Access to other award-winning ALM websites including and

Already have an account? Sign In Now
Join Credit Union Times

Copyright © 2023 ALM Global, LLC. All Rights Reserved.