"I do not wish to see Congress lower the standards. In fact, I would strongly oppose lowering the bar. It just seems to me that the PCA standards, to be most effective in encouraging better risk management by credit unions, should be based on a percentage of at-risk assets, not total assets." -NCUA Chairman Dennis Dollar on the merits of a risk-based prompt corrective action system. "You reach a point where given my personal goals it would have been a disservice if I kept hanging on." -Digital Insight President/CEO/Chairman John Dorman on his plans to retire from the president/CEO position. "To be able to compete in indirect lending, a credit union has to have a market presence with dealers who are doing 300 sales a month. If a credit union is only able to bring the dealer five sales a month, that's not significant to them." -Steve Bentley, president/CEO, The Aimbridge Group explaining what it takes for credit unions to be successful competing in the indirect lending market. "I think it's a battle that credit unions should be willing and delighted to lose." -Jim Blaine, CEO of State Employees Credit Union, on bankruptcy reform legislation that would include greater lender responsibility.