There are definite differences between the news site provided by Credit Union Times at cutimes.com on a daily basis from those offered by all others. The Credit Union Times site is easier to read online because of sharp graphics, large type style, and a paragraphing format that is easy on the eye. But there is a more important difference. Only we provide regular updates of important CU news events all day long, not just at either the beginning or end of each day as is done by all other online CU news sites. To take full advantage of the Credit Union Times Web site news, our site should be refreshed several times a day. Many site regulars don't realize that to get news at it happens, they need to first click the "refresh" icon on their computers. If the refreshing technique is not utilized, unless a user logs on and off every time he or she wants to check the news, only the last news item will appear. Click the "refresh" icon and the latest news reports will appear. By the end of the day, there are often as many as a dozen or more separate timely items on our site, far more than are available at other CU sites. But users need to refresh to see them all, all day long! As for the quality of the reporting, the same editorial team that produces each comprehensive weekly issue of Credit Union Times also writes every net news item. Isn't that refreshing?