*Budget your holiday spending and stick with it. *Make a list of the gifts you plan to purchase. *Comparison shop. *Pay off holiday debts as quickly as possible. *Plan for the following year by opening a Christmas Club account and automatically transferring funds every month.

NOT FOR REPRINT

© Touchpoint Markets, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more inforrmation visit Asset & Logo Licensing.