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AUSTIN, Texas – On November 22, the $292 million Austin Metropolitan Financial Credit Union (AMFCU) scored a first when it began offering its 57,000 members Pulse Network’s signature debit cards with the Signature Points program. The points will be good toward free travel, discounts at restaurants and discounts at popular retailers, the credit union said. AMFCU is the first financial institution in the country to begin offering a card with the Signature Points program attached. The credit union is offering 500 free points to new cardholders when they make their first purchase with the card, and points will accrue at the rate of one point for every $2 spent with the card. Unlike the credit union’s standard signature debit card, the Signature Points card will carry a $20 yearly fee and purchases where the customers use a Personal Identification Number (PIN) will not earn points. PIN-based transactions earn a sharply lower rate of interchange than do signature-based transactions. The credit union has begun advertising the card’s availability on its Web site and through radio advertisements, AMFCU said.

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