DUBUQUE, Iowa – At least one credit union has kept the Christmas Club account alive and kicking. Dupaco Community Credit Union has paid out $2.8 million in Christmas Club deposits to more than 3,400 Christmas Club members. According to DCCU President/CEO, Bob Hoefer, these Christmas Club deposits provide area businesses with an excellent opportunity. "As we approach the holiday season, we want local retailers to be aware that this large sum of money, which has been saved mainly for the purpose of holiday gift-giving, is being made available," said Hoefer. "We hope they will then act to attract the spending of these funds in the tri-state area for the benefit of the local economy." A Christmas Club is traditionally opened in November with small deposits made into the account weekly or bi-weekly throughout the year. On or about the following November 1, all savings, plus accumulated dividends, is automatically paid out to the depositor.