<p>When the National Issues Panel led by Credit Union Times publisher Mike Welch takes place at the CUNA Symposium next September, I hope the role regulations are playing in inhibiting CU growth efforts comes up for discussion. They are a major reason for credit union conversions to thrift charters. It's also an outgrowth of the (lack of) financial competitiveness issue. An open-ended discussion on this topic is overdue and certainly more useful than credit union groups playing dueling letters with the bankers. Peter Duffy Vice President of Investments First Empire Securities Hauppauge, N.Y.</p>
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