<p>Regarding Mike Welch's publisher's column of May 15th on credit union backbones, BRAVISSIMO!!! NCUA Board Member Deborah Matz portends a problem in not understanding the serving of low income people. She follows the previous NCUA Chairman too literally to a point of possibly actually harming members of modest means rather than helping them. Vice Admiral Tom Hughes (USN Ret) Past CEO/President, Navy FCU (The large CU with the most members of modest means) Vienna, Va.</p>

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