<p>ANNAPOLIS, Md. – Gov. Parris Glendening signed into law a predatory lending bill addressing loans with an interest rate of seven percentage points higher than a Treasury security of comparable maturity, or those with points and fees higher than 7% of the loan amount. Among the provisions of the new law, it requires lenders who make these types of loans to provide homebuyer education or housing counseling information. It also prohibits them from making loans without considering the borrower's ability to repay the loan and from financing single-premium credit insurance.</p>