<p>Citadel Federal Credit Union, Thorndale, Pa., has elected Kevin Gravett and Frank Taddeo Sr., Citadel Financial Services board directors. Chartway Federal Credit Union, Virginia Beach, Va., has named Lori Ruzzano sales manager for the Wakefield and Warwick branches in Rhode Island. SSA Baltimore Federal Credit Union, Maryland, has named William J. Callaghan assistant vice president of information systems. Workers' Credit Union, Fitchburg, Mass., has named Keith Begun investment/insurance center manager of its subsidiary Workers' Financial Services.</p>