<p>MADISON, Wis. – CUNA Mutual is offering a new technology "toolkit" to credit unions with less than $20 million in assets to help them make informed tech decisions. The Small Credit Union Connectivity Toolkit features a guidebook, a calculation tool and a Filene research report. "About 40% of credit unions with assets under $20 million don't have a business-to-business Internet connection," said Steve Goldberg, CUNA Mutual vice president, small credit union development. "This Toolkit will equip more small credit unions to make that connection, and add other important technologies." The calculation tool features a spreadsheet that estimates the cost and benefits of various technology and connectivity options. A cost vs. benefit analysis is a key aspect of any tech decision.</p>