DUBUQUE, Iowa – Area retailers here have a lot to smile about as Dupaco Community Credit Union has paid out over $3 million in Christmas Club deposits to more than 3,400 Dupaco Christmas Club members. “As we approach the holiday season, we want local retailers to be aware that this large sum of money, which has been saved mainly for the purpose of holiday gift-giving is being made available,” said DCCU President/CEO Bob Hoefer. “We just hope they will then act to attract the spending of these funds in the tri-state area for the benefit of the local economy.”