BOCA RATON, Fla. – Whether a member decides to purchase or lease a car, the best plan is for them to first study all the facts, know their options and make the choice that best fits their individual needs, advises IBM Southeast Employees' FCU. In an promotional piece in the credit union's newsletter promoting the $465 million "Car Loan Bonanza," IBM SEFCU stressed to its more than 53,000 members that whether they decide to buy or lease a vehicle, the choice is theirs. The promotional piece included details on the benefits and drawbacks of both buying and leasing a vehicle. "The most important thing is to be educated on both choices," the promotion read. – [email protected]