"I don't think this is something that's going to drag us into a recession. I think we're going to come out of this OK." – NAFCU economist Jeff Taylor on the effects the attacks may have on the U.S. economy. "We've been through the bombing of the World Trade Center in 1993 and later when there was an explosion set by arsonists in the New York City subways, but this is so much beyond anything I've ever experienced." -Cliff Rosenthal, executive director, National Foundation of Community Development Credit Unions commenting on the World Trade Center tragedy. "The overhead transfer rate takes a lot of budget discipline away from NCUA because it means they don't have to work as hard to try to keep their budget down. They can just increase the OTR." – Gary Oakland, president/CEO, Boeing Employees' CU commenting on NCUA's overhead transfer rate policy. "It's still so unbelieveable. We're still open and personally I wouldn't want to let those terrorists shut us down -and I think everyone who is here feels pretty much the same way so I guess we'll just keep working. " -Actors FCU Marketing Director Steven Sobotta reaction after terrorist attacks on the World Trade Center.