An analysis of 2014 mortgage data revealed 10 metropolitan areaswhere credit unions originated more than 30% of total mortgageloans.

The Washington-based credit union consulting firm Callahan &Associates conducted the analysis of mortgage information, whichwas collected under the Home Mortgage Disclosure Act and madepublic in September 2015.

Credit unions in the Waterloo and Cedar Rapids, Iowa areaoriginated the largest share of their area's mortgages, writing 44%of the metropolitan statistical area's home loans in 2014,according to the firm.

The $2.8 billion Veridian Credit Union of Waterloo, Iowa led in that market witha 24.35% market share. The $3.1 billion University of Iowa Community Credit Union of North Liberty,Iowa took 14.6%, Callahan said.

Callahan reported credit unions from the following nine otherlocal areas also originated more than 30% of the home loans intheir areas:

La Cross, Wis.-Minn. – 35.5%

Pocatello, Idaho – 36.3%

Iowa City, Iowa – 36.1%

Cedar Rapids, Iowa – 35.5%

Appleton, Wis. – 32.1%

Saginaw-Saginaw Township North, Mich. – 31.3%

Utica-Rome N.Y. – 30.3%

Anchorage, Alaska – 30.2%

Cumberland, Md.-W.Va. – 30.2%

Callahan's analysis determined credit unions increased theiroverall market share by 0.3% nationally in 2014, despite an overallmortgage origination drop compared to 2013.