NOT FOR REPRINT
Page Printed from: cutimes.com/author/profile/melinda-zabritski/
About The Author
CONNECT WITH THIS AUTHOR
March 29, 2024
With vehicle prices decreasing and some lenders offering rates below average, consumers are returning to the market.
Expert Opinion
Credit Unions Continue to Lead Used Vehicle Market Share
January 24, 2024
Experian shares highlights from its Q3 2023 automotive finance market report.
October 25, 2023
Captives hold the majority of total vehicle financing market share, jumping to 29.05% from 22.15% in Q2 2022.
July 21, 2023
Experian shares the latest data that CUs should take into account as they look for ways to increase auto loan market share.
April 07, 2023
Experian reports one in four new vehicle loans were financed through credit unions in Q4 2022.
Expert Opinion
Credit Unions Capture Majority of Q3 2022 Auto Market Share
February 21, 2023
Credit unions have become the auto financier of choice for consumers, according to Experian research.
November 09, 2022
Experian data shows CU auto loan market share went from 18.63% in Q2 2020 to 18.32% in Q2 2021 to 25.81% in Q2 2022.
Expert Opinion
Credit Union Auto Loan Market Share Jumps in Q1 2022
August 24, 2022
CUs experience their highest total market share in five years, mostly at the expense of captive lenders.
Expert Opinion
Use Data & Analytics to Make Informed Auto Lending Decisions
April 20, 2022
Credit unions achieve some automotive finance market share gains and have opportunities for more growth.
September 08, 2021
The overwhelming majority of vehicle transactions still fall into the used category – a sweet spot for credit unions.
{
"author": {
"name": "Melinda Zabritski",
"webUrl": "/author/profile/melinda-zabritski/",
"description": "",
"imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
"estimate": 20,
"social": [],
"articles": [
{
"uri": "/2024/03/29/credit-unions-remain-at-the-forefront-of-used-vehicle-market-share/",
"title": "Credit Unions Remain at the Forefront of Used Vehicle Market Share",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "March 29, 2024",
"timeToRead": "3 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/03/approved-auto-loan-e1520861273334.jpg",
"width": "620",
"height": "414"
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "With vehicle prices decreasing and some lenders offering rates below average, consumers are returning to the market.",
"body": null
},
{
"uri": "/2024/01/24/credit-unions-continue-to-lead-used-vehicle-market-share/",
"title": "Credit Unions Continue to Lead Used Vehicle Market Share",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "January 24, 2024",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2022/05/Auto-Dealership-with-cars-e1652211710602.jpeg",
"width": "620",
"height": "395"
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Experian shares highlights from its Q3 2023 automotive finance market report.",
"body": null
},
{
"uri": "/2023/10/25/incentives-shift-the-balance-of-the-automotive-finance-market-in-q2-2023/",
"title": "Incentives Shift the Balance of the Automotive Finance Market in Q2 2023",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "October 25, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2023/04/New-car-dashboard-e1681162411623.jpeg",
"width": "620",
"height": "414"
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Captives hold the majority of total vehicle financing market share, jumping to 29.05% from 22.15% in Q2 2022.",
"body": null
},
{
"uri": "/2023/07/21/auto-finance-market-shifts-as-interest-rates-continue-to-rise-in-q1/",
"title": "Auto Finance Market Shifts as Interest Rates Continue to Rise in Q1",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "July 21, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2023/04/New-car-dashboard-e1681162411623.jpeg",
"width": "620",
"height": "414"
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Experian shares the latest data that CUs should take into account as they look for ways to increase auto loan market share.",
"body": null
},
{
"uri": "/2023/04/07/competitive-rates-lead-to-significant-auto-market-share-growth-for-cus/",
"title": "Competitive Rates Lead to Significant Auto Market Share Growth for CUs",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "April 07, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2023/03/AdobeStock_216132330-e1683223757727.jpg",
"width": "620",
"height": "413"
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Experian reports one in four new vehicle loans were financed through credit unions in Q4 2022.",
"body": null
},
{
"uri": "/2023/02/21/credit-unions-capture-majority-of-q3-2022-auto-market-share/",
"title": "Credit Unions Capture Majority of Q3 2022 Auto Market Share",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "February 21, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Credit unions have become the auto financier of choice for consumers, according to Experian research.",
"body": null
},
{
"uri": "/2022/11/09/credit-unions-experience-record-high-market-share-in-q2-2022/",
"title": "Credit Unions Experience Record High Auto Market Share in Q2 2022",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "November 09, 2022",
"timeToRead": "4 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Experian data shows CU auto loan market share went from 18.63% in Q2 2020 to 18.32% in Q2 2021 to 25.81% in Q2 2022.",
"body": null
},
{
"uri": "/2022/08/24/credit-union-auto-loan-market-share-jumps-in-q1-2022/",
"title": "Credit Union Auto Loan Market Share Jumps in Q1 2022",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "August 24, 2022",
"timeToRead": "4 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "CUs experience their highest total market share in five years, mostly at the expense of captive lenders.",
"body": null
},
{
"uri": "/2022/04/20/use-data-analytics-to-make-informed-auto-lending-decisions/",
"title": "Use Data & Analytics to Make Informed Auto Lending Decisions",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "April 20, 2022",
"timeToRead": "4 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "Credit unions achieve some automotive finance market share gains and have opportunities for more growth.",
"body": null
},
{
"uri": "/2021/09/08/a-slow-return-to-pre-pandemic-auto-financing-levels-sparks-opportunity-for-cus/",
"title": "A Slow Return to Pre-Pandemic Auto Financing Levels Sparks Opportunity for CUs",
"byline": "Melinda Zabritski",
"kicker": "Expert Opinion",
"prettyDate": "September 08, 2021",
"timeToRead": "4 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/melinda-zabritski/",
"name": "Melinda Zabritski"
}
],
"kickerNode": [
{
"uri": "/expert-opinion/",
"sectionName": "Expert Opinion"
}
],
"summary": "The overwhelming majority of vehicle transactions still fall into the used category – a sweet spot for credit unions.",
"body": null
}
]
}
}
Trending Stories
- 1Learn How CU are Realizing 55% Automated Bookings and 70% Instant Funding
- 2Ohio Woman, 74, Uses a Handgun to Allegedly Rob Her Own Credit Union
- 3Callahan Buys CDFI Consulting Firm
- 4New Hires & Promotions Revealed at 6 CUs, Your Credit Union Partner
- 5Mortgage Bankers Lower Forecasts Through 2026
Resources
Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource
Upstart
From Upstart
Uncover the journey of a Montana-based credit union as it navigates economic fluctuations, breaks traditional branch boundaries, and achieves efficient loan growth through a strategic partnership with a cutting-edge financial solution.
Download Resource
Melissa
From Melissa
Did you know the risk for member turnover drops from 50% to 25% when a member has two or more products with your credit union?² This whitepaper outlines the critical role that clean data plays in helping your credit union retain and grow membership.
Download Resource
GLIA
From GLIA
When it comes to your credit union’s contact center, Intelligent Virtual Assistants (IVAs) are essential but incomplete solutions for managing volume. Discover how to integrate IVAs into a broader digital member service strategy for maximum efficiency.
Download Resource
Alacriti
From Alacriti
Tap into the potential of real-time payments for small and medium-sized businesses (SMBs) and corporations. Discover insights and strategies on adoption rates, and opportunities for your credit union in this comprehensive report.
Download Resource
Alacriti
From Alacriti
Electronic Bill Presentment and Payment (EBPP) offers credit unions a number of benefits. Discover how to enhance member satisfaction, streamline payment processes, and more in this webinar brief.
Download Resource
GLIA
From GLIA
These unmistakable signs indicate your credit union’s call center needs a modern overhaul. Stay ahead of the curve and elevate your member service experience today.
Download Resource
Alacriti
From Alacriti
Is your credit union looking toward real-time payments to modernize your services? This brief discusses technology enablers for real-time payments, clearing rules and message specifications, and customer support challenges in a real-time environment.
Download Resource
Mortgage Capital Trading
From Mortgage Capital Trading
Unlock the potential for your credit union members by optimizing your investor set. Learn how to maximize profitability, offer better rates, and enhance your market share.
Download Resource
Brightwell
From Brightwell
Discover how Dash Solutions and Brightwell collaborated to revolutionize cross-border payments for rural workers using the Dash mobile app. Read the case study now!
Download Resource
Alkami
From Alkami
What is the state of digital maturity in financial services? Why is it linked to revenue growth? Find out in this new report.
Download Resource
Elan Credit Card
From Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download Resource
Upstart
From Upstart
Explore how a credit union strategically adapted to economic changes, achieving higher returns, flexible loan volumes, and gaining over 1,500 creditworthy members in just one year through a transformative partnership.
Download Resource
Greenlight
From Greenlight
Amidst a shifting financial landscape, it’s never been more important to retain members and attract the next generation of customers. In this white paper, discover how offering family-centric financial education can empower parents to raise financially literate kids, fostering loyalty and growth for your credit union.
Download Resource
Identifi
From Identifi
When faced with a complex upgrade of its technology platform, discover how First Tech Federal Credit Union found success by partnering with Identifi. This case study explores their journey of digital transformation to realize efficiency, security and innovation that allowed them to better serve their members.
Download Resource
GLIA
From GLIA
When it comes to member interaction strategy, it is possible to drive efficiency in ways that enhance--not detract from--the experience. This paper explores how to do just that with the tangible benefits of a ChannelLess interaction approach.
Download Resource
Brightwell
From Brightwell
Explore the intricacies of credit card fraud with this comprehensive article. Learn about the varying types of fraud attacks and scams, their unique challenges, and multi-layered approaches to protect your credit union and members.
Download Resource
Melissa
From Melissa
Many credit unions are in need of an improved onboarding process for their members as current processes are time-consuming, manual and lead to losing potential members. Learn how one credit union was able to quickly implement a solution that satisfies their compliance checks while verifying and approving customer submissions in seconds.
Download Resource
Identifi
From Identifi
When facing significant growth challenges, learn how Dakota West Credit Union unlocked new efficiencies to meet higher demand. . Dive into this case study to discover how they enhanced their enterprise content management (ECM) system to streamline their operations, providing enhanced tracking, receipt automation, centralized storage, and more.
Download Resource
Alkami
From Alkami
In 2024, the financial industry is clearly facing a radical transformation, and these challenges are altering the landscape as we know it. This playbook explores the opportunities and challenges that lie ahead for credit unions and the financial industry. Use it as a guide to gain a competitive edge in this new landscape.
Download Resource
Identifi
From Identifi
Download this case study to learn how People’s CU is streamlining operations, enhancing security, and realizing cost savings by embracing a paperless future.
Download Resource
Mortgage Capital Trading
From Mortgage Capital Trading
2024 is in full swing and experts are here to inform, predict and guide you through all of your most pressing 2024 housing market questions. This whitepaper will help you gain clarity and clear up future predictions in regard to the most important topics in the housing market right now.
Download Resource
Elan Credit Card
From Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download Resource
Upstart
From Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download Resource
Elan Credit Card
From Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download Resource
Elan Credit Card
From Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download Resource
Elan Credit Card
From Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download Resource
Elan Credit Card
From Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download Resource Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource Upstart
From Upstart
Uncover the journey of a Montana-based credit union as it navigates economic fluctuations, breaks traditional branch boundaries, and achieves efficient loan growth through a strategic partnership with a cutting-edge financial solution.
Download Resource Melissa
From Melissa
Did you know the risk for member turnover drops from 50% to 25% when a member has two or more products with your credit union?² This whitepaper outlines the critical role that clean data plays in helping your credit union retain and grow membership.
Download Resource GLIA
From GLIA
When it comes to your credit union’s contact center, Intelligent Virtual Assistants (IVAs) are essential but incomplete solutions for managing volume. Discover how to integrate IVAs into a broader digital member service strategy for maximum efficiency.
Download Resource Alacriti
From Alacriti
Tap into the potential of real-time payments for small and medium-sized businesses (SMBs) and corporations. Discover insights and strategies on adoption rates, and opportunities for your credit union in this comprehensive report.
Download Resource Alacriti
From Alacriti
Electronic Bill Presentment and Payment (EBPP) offers credit unions a number of benefits. Discover how to enhance member satisfaction, streamline payment processes, and more in this webinar brief.
Download Resource GLIA
From GLIA
These unmistakable signs indicate your credit union’s call center needs a modern overhaul. Stay ahead of the curve and elevate your member service experience today.
Download Resource Alacriti
From Alacriti
Is your credit union looking toward real-time payments to modernize your services? This brief discusses technology enablers for real-time payments, clearing rules and message specifications, and customer support challenges in a real-time environment.
Download Resource Mortgage Capital Trading
From Mortgage Capital Trading
Unlock the potential for your credit union members by optimizing your investor set. Learn how to maximize profitability, offer better rates, and enhance your market share.
Download Resource Brightwell
From Brightwell
Discover how Dash Solutions and Brightwell collaborated to revolutionize cross-border payments for rural workers using the Dash mobile app. Read the case study now!
Download Resource Alkami
From Alkami
What is the state of digital maturity in financial services? Why is it linked to revenue growth? Find out in this new report.
Download Resource Elan Credit Card
From Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download Resource Upstart
From Upstart
Explore how a credit union strategically adapted to economic changes, achieving higher returns, flexible loan volumes, and gaining over 1,500 creditworthy members in just one year through a transformative partnership.
Download Resource Greenlight
From Greenlight
Amidst a shifting financial landscape, it’s never been more important to retain members and attract the next generation of customers. In this white paper, discover how offering family-centric financial education can empower parents to raise financially literate kids, fostering loyalty and growth for your credit union.
Download Resource Identifi
From Identifi
When faced with a complex upgrade of its technology platform, discover how First Tech Federal Credit Union found success by partnering with Identifi. This case study explores their journey of digital transformation to realize efficiency, security and innovation that allowed them to better serve their members.
Download Resource GLIA
From GLIA
When it comes to member interaction strategy, it is possible to drive efficiency in ways that enhance--not detract from--the experience. This paper explores how to do just that with the tangible benefits of a ChannelLess interaction approach.
Download Resource Brightwell
From Brightwell
Explore the intricacies of credit card fraud with this comprehensive article. Learn about the varying types of fraud attacks and scams, their unique challenges, and multi-layered approaches to protect your credit union and members.
Download Resource Melissa
From Melissa
Many credit unions are in need of an improved onboarding process for their members as current processes are time-consuming, manual and lead to losing potential members. Learn how one credit union was able to quickly implement a solution that satisfies their compliance checks while verifying and approving customer submissions in seconds.
Download Resource Identifi
From Identifi
When facing significant growth challenges, learn how Dakota West Credit Union unlocked new efficiencies to meet higher demand. . Dive into this case study to discover how they enhanced their enterprise content management (ECM) system to streamline their operations, providing enhanced tracking, receipt automation, centralized storage, and more.
Download Resource Alkami
From Alkami
In 2024, the financial industry is clearly facing a radical transformation, and these challenges are altering the landscape as we know it. This playbook explores the opportunities and challenges that lie ahead for credit unions and the financial industry. Use it as a guide to gain a competitive edge in this new landscape.
Download Resource Identifi
From Identifi
Download this case study to learn how People’s CU is streamlining operations, enhancing security, and realizing cost savings by embracing a paperless future.
Download Resource Mortgage Capital Trading
From Mortgage Capital Trading
2024 is in full swing and experts are here to inform, predict and guide you through all of your most pressing 2024 housing market questions. This whitepaper will help you gain clarity and clear up future predictions in regard to the most important topics in the housing market right now.
Download Resource Elan Credit Card
From Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download Resource Upstart
From Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download Resource Elan Credit Card
From Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download Resource Elan Credit Card
From Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download Resource Elan Credit Card
From Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download Resource Elan Credit Card
From Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download Resource Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource