A prototype ATM showcased at last week's Consumer Electronics Show in Las Vegas suggested the next generation of cash-dispensing machines could soon look nothing like what most credit union members are used to.

The screenless ATM, which has no PIN pad and no card reader, is the product of a partnership between ATM giant Diebold and iris authentication company Eyelock.

"Consumers are identified through near field communication as they walk up to the concept, and are delivered instant access to cash through contactless, mobile banking methods such as quick response codes, NFC and iris scan biometric technology," Diebold said in a release.

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