Jason Roe, partner with the Washington-based campaign consultingfirm REVOLVIS.com, shared how campaign ads and strategies haveaffected election outcomes.

Next Page: Rep. Robert Hurt

Rep. Robert Hurt (R-Va.), a member of the House FinancialServices Committee, spoke about GSE reform and acknowledged someexperts have said mortgage lenders will charge borrowers additionalpoints to cover risk if the federal guarantee is eliminated.

However, he added that others have declared the move a wash,saying efficiency and underwriting would improve. He also said thePATH Act explicitly protects secondary market access to lendersof all size.

Next Page: NAFCU Chairman MikeParsons

NAFCU Chairman Mike Parsons, president/CEO of the $363 million First SourceFCU in New Hartford, N.Y., introduced Rep. Michael Grimm, aRepublican from the Empire State.

Next Page: Rep. Michael Grimm

Rep. Michael Grimm (R-N.Y.) said he's a member of the $600million Justice Federal Credit Union. The former Marine proved itby showing the audience a note in his wallet that reminded him hehad to conduct business at the credit union later that day.

Next Page: NCUA Board Chair Michael Fryzel

NCUA Board Member Michael Fryzel challenged credit unions to more than doublecurrent membership to 200 million. The effort would require vision,investment and inconvenience, he said.

“It will take more than walking the halls of Congress,” Fryzelsaid. “It will require pressing lawmakers to work with us andgetting the legislation we need written and passed. It will takework in the communities you serve with your own board andemployees.”

Fryzel also said he supports raising the member business lendingcap and allowing credit unions to raise supplemental capital.

Next Page: Sen. Tim Scott

Sen. Tim Scott (R-S.C.) left the podium to speak to the audiencefrom the floor. The former credit union board member, who previously served in the House of Representatives, said hewould protect the credit union tax exemption and vote in support ofraising the member business lending cap.

Next Page: Rep. Jeb Hensarling

Rep. Jeb Hensarling (R-Texas), chairman of the House FinancialServices Committee, said GSEreform is necessary to break the boom, bust and bailout cycleof the American mortgage financing system.

Next Page: Fannie Mae President/CEO TimothyMayopoulos

Fannie Mae President/CEO Timothy Mayopoulos said he expects hisGSE to be profitable going forward. He also said he understandsthat it is policy makers who will determine the future of housing finance, not Fannie Mae.

(Photos by John Cooke)