The proposal would allow designated beneficiaries to establish membership eligibility before a member dies, including people who fall outside traditional family or geographic requirements.

New study also finds 55% of Americans are cutting spending or delaying major purchases to manage their debt.

Nation's largest credit union opens a branch in Fullerton, Calif., in Orange County, its ninth in the LA metro area.

The difference between credit unions that consistently perform well and those that struggle often comes down to management discipline.