{
  "author": {
    "name": "Richard Garabedian",
    "webUrl": "/author/profile/richard-garabedian/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 4,
    "social": [],
    "articles": [
      {
        "uri": "/2017/01/20/fintech-banks-a-new-uber-2/",
        "title": "Fintech Banks: A New Uber?",
        "byline": "Richard Garabedian",
        "kicker": "",
        "prettyDate": "January 20, 2017",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/richard-garabedian/",
            "name": "Richard Garabedian"
          }
        ],
        "kickerNode": [],
        "summary": "The Office of the Comptroller of the Currency recently announced that it would consider applications by fintech companies to organize a national bank to conduct their activities. This should be a wake-up call for many institutions, but particularly credit unions and other community institutions. The action by the OCC was...",
        "body": null
      },
      {
        "uri": "/2017/01/03/fintech-banks-a-new-uber/",
        "title": "Fintech Banks: A New Uber?",
        "byline": " Richard Garabedian ",
        "kicker": "Commentary",
        "prettyDate": "January 03, 2017",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/richard-garabedian/",
            "name": "Richard Garabedian"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "One expert delves into the credit union industry's fear of being Uberized.",
        "body": null
      },
      {
        "uri": "/2017/01/03/fintech-banks-a-new-uber/",
        "title": "Fintech Banks: A New Uber?",
        "byline": "Richard Garabedian",
        "kicker": "Commentary",
        "prettyDate": "January 03, 2017",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/richard-garabedian/",
            "name": "Richard Garabedian"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "One expert delves into the credit union industry's fear of being Uberized.",
        "body": null
      },
      {
        "uri": "/2011/10/30/letter-ensure-due-diligence-in-conversion-bids/",
        "title": "Letter: Ensure Due Diligence in Conversion Bids",
        "byline": "Richard Garabedian",
        "kicker": "",
        "prettyDate": "October 30, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/richard-garabedian/",
            "name": "Richard Garabedian"
          }
        ],
        "kickerNode": [],
        "summary": "Chuck Bruens letter [Oct. 12, page 30] prompted by the announcement of Technology Credit Unions intention to convert to a thrift charter, made a number of excellent points and should be thoughtfully considered by all credit union executives and trade groups.",
        "body": null
      }
    ]
  }
}