Stressed out couple reviewing bills
First, the depressing facts: According to the often-quoted statistic from the Federal Reserve's "Report on the Economic Well-Being of U.S. Households in 2018," "If faced with an unexpected expense of $400 … 27% [of Americans] would borrow or sell something to pay for the expense, and 12% would not be able to cover the expense at all." This translates into 127 million Americans being a hair's breadth away from financial ruin.
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