"Alone we can do so little; together we can do so much." That's a phrase coined by Helen Keller. When we face challenges, both in life and business, most of us can agree we have a better chance of overcoming them when we band together with others. It's a concept the credit union industry knows very well – and should be careful not to lose sight of.

Credit unions are unique from banks in that instead of competing with one another, they function as a unified team. As an example, for our last print issue's Focus Report, which focused on human resources and benefits, the Filene Research Institute's Andrew Downin wrote a piece that encouraged credit union HR leaders to promote the industry's unique professional culture, including the fact that employees are welcome to hop from one credit union to another as they climb the career ladder. "What if part of a credit union's recruitment pitch was 'do well here, and you could move up to a leadership role here or at another credit union,'" he wrote. "I can't imagine Wells Fargo ever saying that working for Chase is a welcomed next step for a new hire."

Earlier this month, the collaborative credit union spirit was alive at the 2017 CUBG National Conference, hosted by business services CUSO CU Business Group in Portland, Ore. Defined by CUBG CEO Larry Middleman as a "boutique conference," it drew only about 150 attendees, which allowed for so much more interaction and conversation compared to, say, GAC. Nothing against the big shows, it's just fascinating how being part of a smaller group can morph people into friendlier, more open versions of themselves – kind of like living in a small town versus a big city. CUBG even kicked off with a lively session led by consultant Allison Clarke on how to remember people's names, which got everyone up out of their seats and talking (looks like I was on target with my interactive session suggestion in the column, "Dear Credit Union Conference Planners").

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Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.