Electronic payment options are quickly replacing paper checks as the main alternative to cash, but there are still those who refuse to let go of their checkbooks.

According to the Federal Reserve Bank, between 2003 and 2012, checks decreased by half, from 36 billion to 18 billion, with the rate never wavering much from about 2 billion per year.

A survey by banking and personal finance site GoBankingRates.com also found that men write checks less often than women, and the youngest respondents (18-24) were the most likely to report never writing a check. Residents of the Western United States, as well as those from urban areas, were the least likely in the country to write checks.

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