According to state-level credit union data compiled by theNCUA, median loan growth for federally insured credit unionsequaled 4% for the year as of Dec. 31, with Washington and Alaskatopping the list at 9% and 8%, respectively.

Alaska remained at the top of the list compared to the previousquarter and Arkansas remained at the bottom, falling to 0.1% from the previousquarter's 0.3%, according to Friday's report. Pennsylvania came injust ahead of Arkansas at 0.7%.

Additionally, median asset growth stood at 3.3%, while mediangrowth in shares and deposits was 3.6%. The median loan-to-shareratio was 62% – an uptick from last year. The median totaldelinquency rate declined to 0.8% from 0.9% one year earlier.

The report, titled “NCUA Quarterly U.S. Map Review,” trackedperformance indicators for federally insured credit unions in the50 states and District of Columbia. The review also includedinformation on two key state-level economic indicators:Unemployment rates and home price changes.

All states reported positive growth on average assets for theyear, while the national aggregate return on average assets was 75basis points for the year, a drop from the previous year's 80 basispoints. Utah and North Dakota experienced the highest gains at 134and 109 basis points, respectively, while New Jersey andConnecticut saw the lowest gains at 21 and 30 basis points,respectively.

While the national asset growth was 3.3%, New Hampshire saw themost growth at 7.1%, while Idaho held a close second at 7.0%. NewJersey and Delaware rounded out the bottom at 0.7% and 1.2%,respectively.

The median growth rate for shares and deposits improved to 3.6%from the previous year's 1.8%. Idaho and New Hampshire saw thehighest gains with 7.5% and 7.1%, respectively, with New Jersey andDelaware showing the lowest share and deposit growth rate gains at0.5% and 1.2%, respectively.

The median ratio of loans outstanding to total shares anddeposits was 62%, up slightly from the previous year's 61%. Idaho(88%) and Alaska (83%) led the pack while Hawaii and Delawarereported the lowest gains at 43% and 45%, respectively.

The median total delinquency rate declined to 0.8% from theprevious year at 0.9%. North and South Dakota both had the lowestdelinquency rate at 0.4% each. New Jersey reported the highestmedian delinquency rate at 1.6%, and Delaware and the District ofColumbia followed at 1.5%.

Membership growth fell at smaller credit unions, as 75% ofcredit unions that lost memberships had less than $50 million inassets. The median rate of growth was -0.2% for the year, comparedto -0.3% for the previous year. Nationally, 52% of federallyinsured credit unions reported fewer members than they did lastyear.