According to state-level credit union data compiled by theNCUA, median loan growth for federally insured credit unionsequaled 4.1% for the year as of Sept. 30, with Idaho and Alaskatopping the list at 10% and 9%, respectively.

Arkansas remained at the bottom of the list, where it stoodduring the previous quarter, but the state saw a gain of 0.3%, accordingto the Dec. 11 report.

Additionally, all states reported positive growth, with nationalmedian asset growth at 2.4% and median share and deposit growth at2.3%. The median loan-to-share ratio was up by two percentagepoints compared to a year earlier. Aggregate annualized return onaverage assets during the first three quarters of 2015 equaled 80basis points, a slight drop compared to the same period last year.The median total delinquency rate declined from last year's rate of0.9% to 0.8%.

The report, titled “NCUA Quarterly U.S. Map Review,” trackedperformance indicators for federally insured credit unions in 50states and the District of Columbia. The report also includedinformation on two key state-level economic indicators:Unemployment rates and home price changes.

While overall credit union membership continued to grow, themedian growth rate stood at negative 0.2%. Membership growth continued to be concentrated in larger creditunions. Overall, 52% of federally insured credit unions had fewermembers at the end of the third quarter of 2015 compared to a yearearlier. Credit unions with dwindling memberships tended to besmall – about 75% had less than $50 million in assets. Alaska(3.9%) saw the highest median membership growth rate, followed byIdaho (3.4%). Median membership growth was negative in 23 states,with Pennsylvania (-2.2%) ranking the lowest.

Nationally, median outstanding loan growth equaled 4.1% duringthe third quarter of 2015, up from 3.5% during the third quarter of2014.

In addition, the national annualized aggregate return on averageassets at federally insured credit unions was 80 basis pointsduring the first three quarters of 2015, down from 83 basis pointsa year earlier. The aggregate return on average assets was positivein every state during the first three quarters of 2015.

Utah saw the highest aggregate return, followed by Nevada at 139basis points and 113 basis points. New Jersey and Connecticutposted the lowest aggregate returns on average assets at 22 and 34basis points, respectively.

Median asset growth equaled 2.4% nationally as of the end of thethird quarter of 2015, up from 1.4% one year earlier. Median assetgrowth was the highest in Idaho (6.3%) followed by New Hampshire(5.7%). The median level of assets grew in all states compared tolast year, except for in New Jersey, where it remainedunchanged.

Nationally, federally insured credit unions' median share anddeposit growth rate equaled 2.3% as of the end of the third quarterof 2015, up from 1.1% for the same time period last year. Themedian share and deposit growth rate was the highest in Alaska andNew Hampshire at 7.6% and 6.9%, respectively. The median share anddeposit growth rate was negative in New Jersey (-0.6%) and Delaware(-0.2%).

The national median ratio of loans outstanding to total sharesand deposits was 62% at the end of the third quarter of 2015, arise from the 60% reported for the end of the third quarter of2014. The median loan-to-share ratio was the highest among creditunions in Idaho (88%) and Vermont (82%). The median loan-to-shareratio was the lowest in Hawaii (43%) and Delaware (46%).

The median delinquency rate at federally insured credit unionswas 0.8% nationally for the third quarter of 2015, down from 0.9%one year earlier. Five states – California, Colorado, North Dakota,Oregon and South Dakota – shared the lowest median delinquency rate(0.4%), while Delaware reported the highest median delinquency rate(1.5%). The District of Columbia and New Jersey followed, with bothat 1.4%.