I'm just looking at the April 29 issue and came across the cartoon about the CFPB closing down payday lenders, with the credit union also failing.
That is very much what I worry about. In trying to serve the underserved in Detroit I have learned that this segment thinks about money management in an entirely different way than I do. The temptation is to assume they need financial education because they are doing it wrong.
More often the truth is that they know exactly what they are doing and probably think more about money management than those of us with a little more breathing room. For the most part, they don't think they need financial education.
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