It was interesting how during the testimony at the Feb. 10, 2015 Senate Banking Committee meeting regarding regulatory relief, Toney M. Bland, senior deputy comptroller of mid-sized and community bank supervision at the Office of the Comptroller of the Currency, who was sitting right next to Larry Fazio when he was requesting additional regulatory authority for NCUA rather than how to provide regulatory relief, talked about how the OCC had prepared and released a white paper to community banks about how to create collaborative efforts to share resources, reduce costs and leverage specialized expertise.

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