CUNA Mutual Group said it has introduced an online tool thatprovides risk insights unique to a particular credit union.

The Risk Insight Dashboard targets a credit union's riskawareness in several key areas to help guide risk preventiondecisions by management and boards, according to CUNA Mutual.

Credit unions complete an initial online assessment by answeringa series of yes and no questions or multiple choice questions toestablish their benchmark.

Responses feed a customized dashboard for each credit union toprovide executive insight into five key risk areas, which includeinternal controls (cash handling and general ledger), lendingoversight, employment practice, data/network security and memberauthentication, CUNA Mutual said.

The dashboard provides credit unions a custom risk rating oflow, moderate, or high in each area with a numerical scale of 0-100based on the cooperative's completed assessment, CUNA Mutual said.The tool also shows how the credit union compares to peers.

Users can reassess their risks any time, however, credit unionscan update their dashboard at least annually, or when they make asignificant change to their policies and procedures in one of thekey risk areas.

CUNA Mutual said it will regularly update data that defines thecredit union's risk score such as from NCUA 5300 Call Reports.