Smart card technology represents the perfect baseline for a new generation of payment instruments that fulfill of a variety of stakeholders, according to a new paper that looks at the impact of tokenization, EMV, Apple Pay, Google's host card emulation and other new players in the payments arena.
Released by the Smart Payment Association, the paper, "Driving Forward with Tokenization and HCE," clarified the relationship between tokenization and HCE, and evaluated the potential impact of Apple Pay.
Smart card technology, with different form factors that are adapted to different channels, provides the ideal central unifying technology foundation for the roll-out of safe payment applications, according to the paper.
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