As air temperatures around the country cooled, financial regulators have turned up the heat on credit unions and banks.

For the third quarter of 2014, the needle was pointed directly at hot, according to Pam Perdue, EVP of regulatory insight for Continuity Control, a New Haven, Conn.-based financial technology firm.

"This surprised us a little," Perdue told participants during an Oct. 9 recorded webinar. "We were expecting some increases, but not quite this much."

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