With all the statistics, surveys andreports about Gen X and Millennials' likes and dislikes,CU Times decided to ask a few people from eachgeneration what they look for in a bank and what they expect frompotential employers.

Both generations said credit unions provided convenient accessto cash when travelling or moving to another area. As far asexpectation of potential employers, both generations saidflexibility, interesting work and a family first culture topped thelist.

Convenient weekend hours and competitive auto loan rates at the$2.3 billion Coastal Federal Credit Union are what appealed to a42-year-old e-commerce/IT exec, who preferred to remainannoymous.

“It doesn't matter to me whether a credit union or a bank. Inthis case they offered the best vehicle loan rate, they could beatanything by 1% at least,” she said.

She has been with her company for 13 years.

“I've never been bored,” she said. “That they can continue toteach me and the culture is one in which work is not more importantthan family is everything. There are other organizations that mayoffer more money but it's the people and exposure to knowledge thatkeeps me there.”

Read more: Gen X weighs in on what matters in afinancial institution …

For me I draw a line in the sand of what I consider a bank andan investment company. In my opinion a bank wouldn't be as good atinvestments as a traditional investment firm. That being said, witha bank (and I include credit unions in that category) it just comesdown to the interest rate. So the only thing I really care aboutwith a bank is being able to know where I spent my money. I knowevery dollar our family has spent for the last 20 years. A bank orcredit union can do that, so to me the only real differentiation isthat interest rate.

Robert Reid

Coastal Federal Credit Union member

Good, competitive loan rates, convenient ATM locations, awebsite that's user friendly and easy to navigate and strongwebsite security. I don't care as much about mobile access becauseI just prefer to do my banking on my home computer. I don't evenlike to check my account at work because of security concerns.

James Greco

Former credit union member

Accessibility,interest rate, different types of technology and customer serviceis a big one for me. I'm putting my money there and I expect themto treat me with respect.

Rania Agrama

Patelco Credit Union member

Read more: Millennials' banking considerations…

My parents were members of Georgia's Own and started an accountfor me so I didn't really have a choice in the matter of where I'dbank. Today I do have accounts at national banks but my creditunion is the primary one because the people are great and I haveconvenient easy access to all my account information with theiriPhone app. As long as I can access my money when and where Iwant.

Andrew Folkner

Member

Georgia's Own Credit Union

I care about the rates and the people. I have accounts at banksas well, but mostly just savings. Convenience matters alot.

Dee Collier

Member

Service 1st Credit Union

Competitive rates, convenient access to my money since I'm onthe road a lot and I've had fun using mobile banking and being ableto make a deposit with my phone. What really matters istrusting the people there and being comfortable enough to askquestions without being made to feel stupid. Because of theexperiences my family and I have had with big banks I've learnedthey are unforgiving, you have to keep a watchful eye on everythingright away or you get into trouble. So I need to feel like where Ibank the people there are looking out for me. I need to feel zerostress.

Daria Musk

Empowering People, Amplifying Dreams campaign spokesperson

CO-OP Financial Services

Read more: Gen X's employer expectations…

Culture,positive, like-minded young professionals who are making asignificant impact on something, whether it's on the community or aproduct/service the organization has to be doing somethingsignificant. I'm looking for growth potential, competitive salaryand job stability. To me that's found in large companies. I feel ata large company even if my position were eliminated there would beother departments I could move to. I think it's also to be ina company that will allow me to advance my skills. I don't want togo in feeling like I did this 10 years ago, so it has to besomeplace, for lack of a better word, that's cutting edge thatallows me to continue to learn.

Rania Agrama

I want a work/life balance and competitive salary. I work fromhome three days a week and that gives me unbelievable flexibilityin my life, that I will now be looking for as a standard goingforward. There may be a scenario where pay could possibly overridethat work/life balance but truly I haven't given that muchthought.

Robert Reid

I'd say the quality of life at work. I love my job and lovegoing to work every day but it's very important that any employeris understanding that family comes first. Yes a fair salary,benefits matter as well, like health insurance, vacation time andthe flexibility with my schedule so I can take time to go to mydaughter's recital or if the kids are sick, work from home. Thatfamily time outweighs salary. I work in a university setting and asa graphic designer I could easily make double my salary elsewherebut I love the environment here, the creative freedom and the workitself. Why trade that to make a lot of money but be miserable,stressed out and miss moments with my family?

James Greco

Read more: Millennials on employer expectations…

I want to enjoythe work itself, have good benefits, good pay and I need to havethe security that it is an organization that will be around for along time.

Andrew Folkner

I have to love what I'm doing, so the work matters and having adecent boss. I don't want to go in everyday hating what I do. I just had a bad experience with an employer that didn't end wellso I've learned how important it is to have good people in acompany, especially as managers. Pay of course matters too, butbenefits I don't worry about as much since I get that from myhusband.

Dee Collier

I'm proud to say always had entreprenerial spirit.Whether it wasworking on Sesame Street, selling friendship bracelets at the beachor doing guitar, voice, or songwriting lessons , I've never had aboss. I always liked living that way it's fun to create your owncareer and find ways to make what you love to do work. It's scarybut awesome.

Daria Musk