Reading a recent Wall Street Journal article, you'd think credit unions were playing fast and loose with their loan underwriting and asset-liability management policies. It stated that credit unions were returning to pre-financial crisis lending policies — a financial crisis that natural person credit unions survived well because in general their policies were never overly "lax."

WSJ wrote, "The increase comes as some credit unions are adopting lax standards for mortgage and home-equity loans and lines of credit reminiscent of those leading up to the financial crisis, according to interviews."

Interviews with whom? It's shocking WSJ would make such a weighted statement without citing a specific source. Particularly when paired with a direct quote from NCUA Chairman Debbie Matz stating, "I am concerned that the message is either not getting through, or it's getting through and they are just choosing not to do anything about it."