Brokers say health premiums are rising so sharply that, in somestates, increases are in the triple-digits.

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And, they blame the premium inflation almost entirely on thePatient Protection and Affordable Care Act.

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The figures come from Morgan Stanley's health care analysts, whoconducted a survey of 148 brokers. On average, they said, increasesare in excess of 11% in the small group market and 12% in theindividual market. But some states show increases 10 to 50 timesthat.

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All of this, analysts concluded, is “largely due to changesunder the [PPACA].”

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Among the states seeing huge increases in the individual market,Delaware leads the pack with a whopping 100% increase. Followingare New Hampshire with a 90% increase, Indiana at 54%, Californiaat 53%, Connecticut at 45%, Florida at 37%, Michigan at 36%,Georgia at 29%, Kentucky at 29%, and Pennsylvania at 28%.

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In the small group market, consumers might want to stay awayfrom Washington. There, brokers reported a 589% increase.

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Other states suffering from skyrocketing small group increasesare Pennsylvania (a 66% increase), California (37%), Indiana (34%),Kentucky (30%), Colorado (29%), Michigan (27%), Maryland (25%),Missouri (25%), and Nevada (23%).

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Specifically, analysts said the acceleration in annual renewalsis due largely to changes in the commercial market, includinginclusion of the industry fee (and the gross up), 3:1 age bands,underwriting restrictions such as community rating and guaranteedissue, and new benefit designs.

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This month's results are up from Morgan Stanley's last survey ofbrokers in December. Then, brokers said rates were rising in excessof 6% in the small group market, and 9% in the individualmarket.

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The financial services firm have surveyed brokers who sellcoverage in the individual and small-group markets since 2011.Overall their surveys have shown that premiums rose by negligibleamounts in early 2011, then fell by about 1% each quarter throughthe third quarter of 2012. Premiums climbed again in late 2012,jumping significantly in late 2013.

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Just how much premiums are climbing — or falling — under PPACAhas been a major point of contention.

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PPACA supporters, including the administration, have pointed tothe law's subsidies, which help pay for insurance for lower-incomeAmericans, saying they will offset any increase in costs.

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Meanwhile, most consumers are bracing for the worst. A pollreleased last month by the Morning Consult found that 60% believethe law will likely increase their health care costs in the longrun. Another 28% said their costs would likely remain unchanged,and 11% said they believed their costs will shrink.

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Recent eHealth analysis also found that that health insurance onthe individual market is much more expensive underPPACA. They said the average premium for an individualhealth plan selected through eHealth without a subsidy was $274 permonth, as of Feb. 24, a 39% increase from the average individualpremium for pre-Obamacare coverage. The average family plan cost$663 per month, up 56% from a year ago, eHealth said.

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