Have you been on your credit union board of directors longer than 12 years? Why? Have you learned any of the new methods that will make your credit union better? Have you been an ambassador for the credit union? When you go to meetings do you network the crowd?

No? Over the years most business opportunities came from networking. Business associates, friends of friends, casual conversations, business meetings, social events, whatever. But you've got to pay attention.

Then get the heck off the board and let some new ideas come forward so your credit union will not be the one that will merge or default.

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