One year ago, credit unions personally felt the sting of a well-coordinated DDoS attack as both the $4 billion Patelco Credit Union in Pleasanton, Calif. institution, and the $1.6 billion University Federal Credit Union in Austin, Texas, were knocked offline for hours in January and again in February.

And then there was quiet. Reports of DDoS attacks against credit unions grew scarce. An upshot is that among credit union executives, there again is a growing sense that credit unions won't be targeted even if DDoS returns as a prominent attack format, said many experts.

"I hope that people aren't letting down their guard. The enemy is complacency," said Rick Bolstridge, a financial services sector expert with DDoS mitigation firm Akamai. DDoS remains a devastating attack and it continues to morph, to try to stay ahead of the defenses that especially large companies are putting in place.

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