In today's volatile andlow-interest rate market environment, some financial advisers aretaking non-traditional approaches to helping retired members withongoing expenses tied to health care and other costs of living. Tohelp maintain a standard of living that retirees are used to,longer financial planning coupled with certain products andservices are helping members live out their golden yearscomfortably.

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However, one of the challenges may be the cynicism that someretired members may have towards the country's economic outlook,according to a guest opinion piece that highlights where advisersmay need to steer their focus to keep their clients assured for thelong term.

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