Credit unions nationwide exhibited strong growth patterns duringthe first half of 2013, according to the NCUA Quarterly U.S. Map Review.

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The report, released Thursday, shows specific strengths amongfederally insured credit unions on a state-by-state basis in areasfrom membership and loan growth to positive net income share andgreats returns on average assets.

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During the first half of the current year, credit unions inIdaho (8.8%) and Virginia (7.9%) topped the list in membership growth.Membership in federally insured credit unions rose 2.2% overall to95.2 million through the second quarter, a slightly slower pacethan in the same period in 2012.

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Membership increased in 41 U.S. states and territories anddeclined in 11 states, the Virgin Islands and Washington, D.C., ledby Nevada at –4.5%.

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Total loans outstanding rose 5.5% overall, up from 3.2% theprevious year, and all by six U.S. states and territories showedgrowth, with Nevada's –7% bottoming the list.

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Credit unions in Utah and Washington experienced the highestannualized return on average assets with 150 basis points and 126basis points respectively. Nationwide, ROAA averaged 85 bpsoverall, virtually unchanged from 86 bps the previous year. TheU.S. Virgin Islands posted the lowest ROAA with –13bps.

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Credit unions in Maine and Alaska led the states and territoriesin highest positive net income, which measured 73% nationwide. Bothstates reported a 92% net income, while Connecticut and the VirginIslands brought up the end with 53% and 40%, respectively.

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