It was likely an anniversary that critics of the Patient Protection and Affordable Care Act weren't celebrating.

June 28 marked one year since the U.S. Supreme Court upheld the constitutionality of the new health care reform signed into law by President Barack Obama on March 23, 2010.

While certain provision deadlines have come and gone and more are pending, a key date for many employers, including credit unions, will be Oct. 1. That's when the federal government will open up marketplaces, commonly referred to as exchanges, to offer subsidies to the estimated 50 million uninsured Americans who can also start signing up for state-run health insurance programs.

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