LAS VEGAS — With questions ranging from whether it's still toolate to throw out the Patient Protection and Affordable Care Act tojust how much of the coverage costs will be passed on toemployees, a breakout session at NACUSO's annual conferenceWednesday brought forth confusion, concern and hints of frustrationand anger on how implementation will impact credit unions.

Michael Brillati, president/CEO of The SALUS Group Benefits, andJohn Harris, president/CEO of CU Insurance Alliance LLC, shareddetailed presentations on the incremental implementation of theAffordable Care Act.

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However, it was the riveting question-and-answer period at theend of the session that revealed how some credit unions and CUSOsare either unsure or against how much the wide-sweeping healthinsurance coverage initiative will affect the bottom line.

One attendee at the session in the Las Vegas Encore, a retiredutility employee who works at a credit union in New York, expressedconcerns and some anger over passing the costs to employees who maynot be able to afford health insurance under PPACA.

Another wondered if it was too late to throw the act – popularlyknown as Obamacare –out altogether. The Affordable Care Act wassigned into law by President Barack Obama on March 23, 2010.

It was noted during the session that the “general public as awhole thinks this is going to cover all of their expenses” butthat's not the case, said one of the attendees.

“The changes are actually increasing the costs,” said anothersession participant.

One of the burning questions that garnered more than a handfulof nods in the rooms was “how are we going to make money off ofthis.” One of the session's presenters said there is still someconfusion over that because “nothing has really been published on it.”