Banks with assets between $10 billion and $50 billion reportedthe highest commercial real estate loan growth in 2012, accordingto data from SNL Financial.

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Total CRE loans at commercial banks grew by $9.09 billion, or0.94%, during the fourth quarter of 2012, amounting to $971.27billion at Dec. 31, 2012, said SNL Financial, a Charlottesville, Va.-based data and analysisfirm.

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That category also had a median delinquency rate of 2.76% withbanks with greater than $50 billion of assets experiencing a mediandecline of 3.29% in their CRE portfolio, according to SNLFinancial.

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The fourth quarter growth in CRE loans may point to a sign that commercial banks arestarting to heal, the firm noted, adding their aggregatedelinquency rate is at the lowest level in the last 16quarters.

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At the end of 2012, the CRE delinquency rate was 4.29%, whichwas down from a peak of 10.76% in March 2010 and the lowest levelsince 3.1% at the end of 2007, according to the data.

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SNL Financial said all of the components of CRE loans, exceptconstruction and land development loans, had positive growth duringthe fourth quarter of 2012.

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Loans not secured by real estate and multifamily loans grew by3.35% and 2.83%, respectively, during the quarter while theconstruction and land development segment, down by 3.22%, continuedto decrease.

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Meanwhile, the total number of credit union business loans isstill dwarfed by the amount offered by banks. According to CUNA, credit unions hold less than 6% of all small businessloans for a combined value of nearly $40 billion.

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