Two more credit unions have announced their return of bonusdividendsto members for 2012: the $5.6 billion, 238,000-member American Airlines Federal Credit Union of Fort Worth, Texas,and the $2.1 billion, 193,000-member Coastal Federal Credit Union of Raleigh, N.C.

AACU paid a $10 million bonus dividend to borrowers and saverson Dec. 31, 2012, in addition to a $50 bonus to members whoparticipate in three or more of the credit union's eight majoraccount categories.

The credit union based the bonus dividend amount on dividendsearned on qualifying share accounts and interest paid on applicableloans through Nov. 30, 2012.

“Giving back to our member-owners is one of the primary benefitsof credit union membership,” said Angie Owens, president/CEO atAACU. “We're happy to once again reward our members for theirloyalty and product diversity while demonstrating our continuedstrength, efficient business practices and sound lendingdecisions.”

Coastal FCU distributed $1.6 million in loan rebate dividendsand deposit bonus dividends to 6,907 members of its VIP Program,the credit union said.

This is Coastal FCU's second year to pay bonus dividends tomembers of its VIP Program, which it rolled out in January 2012.Individual payouts ranged from $100 to $1,000.

“Having a program that gives money back when we are financiallysuccessful reinforces the cooperative mindset and deepens memberloyalty,” said Chuck Purvis, president/CEO at Coastal FCU.

To qualify for Coastal FCU's VIP Program, members had to make atleast 144 checking account withdrawals in 2012, and to receive adividend payout, they were required to hold at least two loan ordeposit accounts at the credit union.