If you think it's tough trying to pare down your holiday gift list, consider the task faced by credit unions scanning a long roster of deserving causes and deciding who to support.
Each credit union may exercise a different approach, but judging by those who shared their stories, they've all adopted a system for sorting through candidates.
For example, $594 million United Heritage Credit Union in Austin, Texas, has an eight-member committee drawn from both the credit union and the United Heritage Charity Foundation. Often lesser-known charities get the nod.
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