Most U.S. workers believe their companies' employees benefits can be substantially improved, according to a new report.

Guardian Life Insurance Company of America, New York, published this finding in a national survey of 1,071 employee benefits decision-makers, including benefits executives, business owners, human resources professionals and financial management professionals. The Guardian Workplace Benefits Study polled benefits professionals at U.S. business with at least five full-time employees.

When asked to attach a value to their employee benefits on a scale of 1 to 10, where 10 is the highest value and 1 the lowest, more than 6 in 10 workers (64%) rate their benefits in the moderate (6-10) range, the average score being 6.8 in Guardian's Benefits Value Index.

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