When Tracey West learned that her 14-year old car would need thousands of dollars in repairs, she knew the time had come to part ways.

West turned to the $851 million IBM Southeast Employees Credit Union to start her search for a new vehicle. A member of the cooperative for 10 years, she financed her last car through the Boca Raton, Fla.-based credit union.

"I knew it wasn't going to be a used car. My car didn't give me any problems, but when it finally died, I knew I wanted a new one," said West, who works as a project manager in Atlanta.

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