The experts agree. Retirement is getting more complicated.
The defined-benefit plan seems headed for the museum. What will Social Security and Medicare provide a decade from now? With people living longer, will their retirement income last?
Soon-to-be retirees may not be prepared for this harsh new world. Authorities consistently stress the importance of planning. But figures from the Employee Benefits Research Institute show only 46% of workers have calculated how much money they will need in retirement and how much they must save to accumulate that amount.
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