Of the 30 employees at Autotruck Federal Credit Union, several of them have been working there at for least 25 years.

With 42 years of the service, Huston Reinle, president/CEO of the $84 million cooperative in Louisville, Ky., is among those who have been there the longest. Earlier this year, Reinle had a discussion with his board of directors about possibly coming up with a way to recognize those long-term staffers.

"One of things we discovered after talking with the employees facing retirement was how were they going to pay for health insurance," Reinle recalled. "Our board was looking at what we could do that would not break the credit union and help those facing retirement."

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